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When unexpected expenses hit, whether it's a car repair in the dead of winter, a furnace breakdown, or a medical emergency, finding fast financial help can feel overwhelming. If you're a Manitoba resident looking for payday loans through trusted lenders, iCash provides a completely online solution that gets you the cash you need without the hassle of visiting a store.
Life doesn't wait for payday, and neither should you. When you're facing an urgent expense, you need a lender who understands your situation and can deliver funds quickly. That's where iCash comes in.
Fast, Fully Online Process: No awkward store visits. No waiting in line. Apply for online payday loans in Manitoba from your couch or your office.
Instant Decisions, Same-Day Funding: Once you submit your application, if approved, you'll receive your funds via Interac e-Transfer within 2 minutes.
Transparent Pricing, No Hidden Fees: Payday lenders can charge a maximum of $14 per $100 borrowed, and we're fully compliant with all provincial regulations.
Accessible to All Credit Types: We look at your current income rather than just your credit score, making our e-Transfer payday loans accessible to more residents 24/7.
Licensed and Legitimate: iCash is a fully licensed lender in Manitoba, along with Alberta, British Columbia, New Brunswick, Ontario, Nova Scotia, and Prince Edward Island.
Don't just take our word for it. Canadians have rated us highly across multiple platforms:
4.7/5 on Trustpilot with over 2,900 reviews
4.5/5 on Google with over 6,000 reviews
4.8/5 on the Apple Store with over 22,000 reviews
4.8/5 on the Google Play store with over 34,000 reviews
4.4/5 on Birdeye with over 12,000 reviews
A payday loan is a short-term loan that’s meant to help you cover unexpected expenses until your next payday arrives. They are regulated under The Payday Loans Act, which sets clear rules to protect borrowers.
Here's what defines a payday loan in Manitoba:
Typically ranging from 5 to 62 days
Smaller amounts, usually between $100 and $1,500
Designed for emergency expenses rather than long-term financing
Repayment aligned with your pay schedule
We charge $14 per $100 borrowed for our instant loans, and we operate in full compliance with provincial regulations.
Here's what that looks like in practice:
On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342
On a $500 loan for 14 days, the total cost of borrowing is $70, with a total payback amount of $570
Getting a payday loan with us is as simple and stress-free as possible, so you can get back to handling whatever emergency brought you here.
To qualify in Manitoba, you'll need to meet these basic requirements:
Be at least 18 years old
Be a resident of the province
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account, in which pre-authorized debits can be performed.*
Have a valid Canadian mobile phone number, address, and email address (VoIP numbers are not accepted)
*Please note that KOHO accounts do not qualify as they do not support pre-authorized debits.
One of the advantages of working with us is that we accept various types of income beyond traditional employment. This includes:
Employment income (full-time, part-time, or seasonal)
Unemployment Insurance & Workers' Compensation
Other types of government assistance
One of the main reasons people turn this type of borrowing is because traditional lenders have turned them down. If you've been rejected by banks because of your credit score, you're not alone, and you still have options.
Bad credit doesn't tell your whole financial story. Maybe you went through a difficult period a few years ago. Maybe you're just starting to build credit. Maybe unexpected medical expenses or a job loss affected your score. Whatever the reason, your credit score is just one small piece of your financial picture.
We focus on your current ability to repay rather than your past financial mistakes. When reviewing your application, we primarily look at three key factors: your current income (whether from employment, government benefits, pension, or self-employment), your recent banking history to understand your financial patterns, and your ability to repay based on your income and expenses.
Borrow Only What You Need: You'll be paying fees on every dollar you borrow, so calculate exactly how much you need to cover your emergency and stick to that amount.
Know Your Repayment Date: Mark your calendar with your repayment date and make sure you have the funds available. If you're worried about paying back on time, please contact us immediately.
Build an Emergency Fund: Once your immediate crisis is handled, consider setting aside even $25 or $50 per paycheck toward an emergency fund. This can help you avoid needing emergency loans in the future.
Consider Alternatives: Depending on your situation, you might also consider negotiating payment plans with service providers, reaching out to family or friends for assistance, etc.
For more information on managing your finances and understanding your borrowing options, visit the Financial Consumer Agency of Canada for helpful resources and tools.
We proudly serve residents across the province. Whether you're in the bustling capital or a smaller community, our online service is available to you 24/7.
City | Description |
When you need to get cash fast in Winnipeg, turn to a trusted lender like iCash. We offer loans in Winnipeg and anywhere else in the province. | |
If you need fast cash, you can apply for a loan in Brandon and borrow up to $1,500 to cover your bills. | |
If you need to borrow money in Steinbach you can apply for fast cash with an instant decision. | |
Getting a short term loan of up to $1,500 in Portage La Prairie is simple. | |
Thompson residents can apply for a money loan with instant approval decisions. No paperwork or faxing is required. | |
Get $10 - $1,500 via Interac e-Transfer in 2 minutes in Selkirk. | |
Are you looking for fast cash in Dauphin? Instantly borrow money in Dauphin. We lend on CPP and more. | |
Morden residents can be approved for a short term loan within minutes. | |
We offer payday loans in Winkler for all types of credit. Even if your credit is bad, it's not a problem. | |
When you need to get cash quickly in The Pas, turn to a payday lender like iCash. |
No matter where you are in the province, you can access our fully online service without visiting a physical location. From the busy streets of Winnipeg's Exchange District to rural communities along Lake Manitoba, help is just a few clicks away.
When financial emergencies strike, you need a lender you can trust. We provide residents with fast, transparent, and accessible payday loans through a completely online process. No store visits, no hidden fees, just simple lending when you need it most.
Join over 1 million Canadians who have trusted us for their short-term lending needs.
[Apply Now and Get Funds in Minutes]
Since 2016, we've helped over half a million Canadians get instant loans online.
Since 2016 we have happily served over half a million customers.
Read more reviews.
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
Have more questions? Check out our full FAQ.
